/* Termos de uso e privacidade */
.tm{padding:120px 0 80px}
.tm-grid{display:grid;grid-template-columns:240px minmax(0,1fr);gap:40px;align-items:start}
.tm-toc{position:sticky;top:100px;display:grid;gap:4px}
.tm-toc a{padding:7px 12px;border-radius:10px;color:var(--muted);text-decoration:none;font-size:.9rem}
.tm-toc a:hover{background:var(--surface-2);color:var(--text)}
.tm-body{max-width:780px}
.tm-body h1{font-size:clamp(1.8rem,4vw,2.6rem);margin:0 0 14px}
.tm-lead{color:var(--muted);font-size:1.05rem;margin:0 0 10px}
.tm-body h2{font-size:1.25rem;margin:34px 0 10px;scroll-margin-top:100px}
.tm-body ul{margin:0;padding-left:20px;display:grid;gap:8px;color:var(--muted);line-height:1.6}
.tm-body b{color:var(--text)}
.tm-body a{color:var(--gold)}
@media(max-width:860px){.tm-grid{grid-template-columns:1fr}.tm-toc{position:static;grid-template-columns:repeat(auto-fit,minmax(180px,1fr))}.tm{padding-top:96px}}